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You'll additionally get a free copy of your credit report -- verify it and keep in contact with the credit bureaus till they appropriate any fraudulent prices or accounts you discover there. Credit card companies limit your liability on fraudulent purchases, and you'll dispute false charges. A savings account that has no checks issued and isn't linked to any debit card will probably be a lot more durable for a thief to achieve access to. If you keep a big amount of money in your main checking account, then all that cash is weak if someone steals your debit card or writes checks in your identify. Once you ship mail, use safe, opaque envelopes so no one can read account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in secure, nicely-lit locations, and do not use the machine if somebody is standing too shut or trying over your shoulder.
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